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File:Rougo-ni-Sonaete-Isekai-de….jpg (62.51 KB,780x470)

 No.11547

Money is best saved and never used(USER WAS BANNED FOR PROMOTING DEFLATION)

 No.11548

File:iRudUoS.png (1.22 MB,1920x1080)

Starvation is the means to the ends

 No.11549

coca cola death squads are an innovative creation that the market has duly rewarded

 No.11550

>>11549
Waren Buffet's obsession with them makes sense now. Always bet on the company with a big enough private military to influence others

 No.11551


 No.11552

>>11550
it's just business, nothing personnel

 No.11553

File:84ftl34l8fx21.png (97.15 KB,640x492)

Come to think of it, this is probably why American stocks only go up. Because if they don't the US will start invading after a few presidencies

 No.11554

>>11553
by the way though this graph was titled "why market bulls don't always win" or something, but if you average the lows and consider the highs as not as important(your last few years of saving) you still get an upwards trend

 No.11555

File:C-1677377760179.png (134.56 KB,640x517)

Now, if you invested by dollar cost averaging in the green period, that would suck.

 No.11556


 No.11557

File:20660dc3a8.png (107.93 KB,1623x1137)

From the looks of things you have to sell on the market at some point if it's going up and then switch to some other index other than stocks.

Real estate, gold, etc.
Otherwise you face the issues presented here >>11555
I started investing in December, so I'm hoping the market does a repeat of '65-'95 instead of '55-'75.
Though wouldn't we all want to live from '80 to '10
Wouldn't that be great. Reality isn't so nice though

 No.11558

File:50dcb0f9b8.png (195.09 KB,2936x1606)

>>11555
wait, what even is this chart... the SPX never has really bad periods other than 55-75...

 No.11561

>>11555
oh they scaled the Y logarithmicly so it pushes an argument

 No.11562

or perhaps not that it pushes an argument but it feels more representative since market gains can happen quickly

 No.11578

Oh! now it all makes sense why they recommend a slow shift into bonds as you get closer to retirement, that way you cash in on the gains and eventually reach a position where you ignore market fluctuations, instead focusing on ownership of other's debts!

 No.11580

theme song for my home once i become rich

 No.11581

>>11580
Oil and Gas national anthem

 No.11582

also hints of tech stocks

 No.11666

Did a neat napkin calculation.

So my local grocery chain is publicly listed with a dividend of 0.90$/share annual. Shares are on sale for 70$ MRU.to

But my local grocery chain also offers a points/rewards system where 125 points = 1$. So with bonus points(45pt hypothetically) and the 70pt you get for 70$ of purchse you're effectively getting the dividend return of 1 MRU stock without any ownership.

So in a sense, stores that provide the clientel with discounts are effectively giving out dividends to customers. Kind of neat.

 No.11674

I love gold.

 No.11773

File:R-1677706048742.jpg (163.82 KB,945x1389)

Speaking of holding onto money I recently learned that I was using a regular checking account for my bank with no interest accrument when there was a checking account type I could've had that has interest accrument and just requires me to have at least 2500 in the account at all times. For reference, I've had that more than that much in my account for almost a year now...

I may have money but that doesn't make me financially intelligent.........

 No.12080

I put my interest savings into my tax free account to pad out the my room, netting me a powerful 3%

 No.12496


 No.12499


 No.12683

Energy stocks better crash to the ground so that I outperform the TSX and the USD to CAD exchange rate goes up to 1:2

 No.12996

File:16750ebb12.png (41.39 KB,1065x528)


 No.13002

wanna go to a shooting range with the evil girl and pretend to be bad at guns so she would get up close and correct my grip, positioning, etc.

 No.13021

File:IMG_20230316_135329.jpg (174.8 KB,1080x1385)

The nekomimi pattern

 No.13022

>>13021
aw cute

 No.13052


 No.13053

RY/BMO CNQ and NTR. Financial, natural gas and fertilizer.
Possibly a gold mining stock and the investment company BN.
These 5 basically Canada's main industry

 No.13055

>NTR
I prefer VNLA and LGLCK

 No.13056

>>13055
silly pun but tickers are 4char max unless you add a suffix like NTR.to

 No.13062

uh oh crypto

 No.13070

File:27678ff81d.png (295.88 KB,3029x1820)

Chinese investment is kind of weird. A social media and entertainment conglomerate has so much allocated capital

 No.13071

File:3ce44f4728.png (297.75 KB,3018x1837)

But I guess Canada is kind of strange too since the biggest industries are investment firms... I mean banks which speculate with other people's money...

 No.13076

I swear to god. Who would play this dumb game of chicken against RY and etc

 No.13077


 No.13078

File:63258c44b1.png (518.62 KB,2099x1599)

>>13077
Zero Risk!

 No.13080


 No.13086


 No.13112


 No.13113

Churches are just investment firms

 No.13115

I watch these too, you know.

 No.13120

Gonna jump ship from REIT and into MFC.
The more I research the more I learn(and the more transaction fees I incur).

It's hard to find companies which you want to buy and hold for decades

 No.13125

have:
- BAM(International Asset management, BN Subset)
- MFC(International brand of life insurance)
- TD (#11 US BANK/#2CA BANK/International bank)
- NVDA (GPU architecture is just better than CPU in every way other than programming)

Things to add at discounts:
- ATD(7/11 like with popularity in North EU and QC/CAN)
- TECK(basic materials)
- NTR (potash mining)
- CNQ (Natural gas and oil)
- FNV (gold)

 No.13133

thinking a bit more, I don't like any of these resource stocks. They're at all time highs and will probably plummet a few months after Russia submits to Chinese economics.

Something like CNI SHOP or TRI maybe... Have to find something else that's good in the TSX market or have a timeframe of until CAD vs USD stops sucking so I can invest in US economy without fearing a loss of money from xchange rates

 No.13174

gonna use my 0.00001% ownership to oust the CEO

 No.13175

Hey is it a good idea to buy shitloads of Ruble and hold onto it until the war ends and it rises again?

 No.13178


 No.13180

>>13175
you can't even buy rubble dumbass...

Probably Turkish Lyra you could but that(and rubble) are not appreciating so you'd be losing money

 No.13184

>>13174
saw this before it was deleted

 No.13186

why would you post your serious documents on the internet...

 No.13187

>>13186
For street cred

 No.13188

>>13187
the street cred of being a shareholder

 No.13202

File:29178dd9f5.png (159.27 KB,2242x810)

Some great P/E
BAM is 26

 No.13204

File:9e92b9bb87f8938118fd00ff93….jpg (82.95 KB,818x1098)

>>13178
>>13180
Ok how about shorting the Naira now that they have a new president known for economy

 No.13205

>>13204
Why would you short something you expect to go up...

 No.13206

Not even really sure how foreign exchange stuff works even can you really guarantee any profit from it?

 No.13207

>>13206
Yeah it's one of the investments but it's returns are volatile.

Tied to a country's export/import performance and the government's monitary pollicy.
You could load up on CAD because it's at a pretty high rate and then multiple years in cash it in for 10-20 cent profit per dollar. But you never know if the current exchange rate is a new norm or if it will improve.

 No.13208

also "guarantee" isn't a good word..

 No.13209

>>13208
By "guarantee" I mean you can actually get your profits out of it and it's not going to be stuck in the funny currency

 No.13210

>>13209
That's any type of investment though. The people holding bonds of companies that default get 0$ so obviously those bonds weren't garunteed

 No.13212


 No.13230

Yeah, I shouldn't have said that marijuana stocks have a chance at large gains
https://finance.yahoo.com/news/aurora-provides-nasdaq-listing-220000418.html
The rest not doing too great either

 No.13232

Was out with my brother yesterday and he was talking about us splitting the bill for a $300 purchase, and when I got a look at his bank account I noticed that doing so would have basically been him spending 5% of what he had. Think seeing this really put into perspective how absurd my idea of a normal bank balance is...

Would've thought that someone who's been working for a few years now would at least have 10k in the bank. How off is that assumption?

 No.13233

>>13232
maybe he's paying off his tardgage

 No.13234

>>13232
He might have the bulk of his money in a brokerage that's not directly connected to his bank account, but sent there automatically every month.

Though. There are a lot of money traps in things. When you enjoy things you end up spending most of your money on them.
House debt is a risk that can have returns. Credit card or personal credit lines are burning holes in your wallet to fulfill desires beyond your capabilities.

 No.13235

also the kids of rich people tend to live in a way where they take their wealth for granted. There's a tendency for the rags category of wealth to be extremely risky and their intelligence keeps the risks down. The riches on the otherhand are given everything they need. They might decry socialism, but thet basically live in it through the access of funds from wealthy parents.

But that's just like, not everyone wants to go beyond their current economic situation. In the case of high wealth, I think that the level of effort needed to upkeep that lifestyle comes with the cost of a lot of effort and more importantly risks that need to be offset by effort.
In Japan rich families end up becoming middle class in a few generations because on death most money goes to the government. To a lesser extent the same thing happens in America

 No.13236

are tech stocks doing too well.....

 No.13240

>>13236
you know what they say
buy high, sell low

 No.13246

>>13240
pretty sure it's buy young sell old

 No.13247

>ITT

 No.13248

>>13247
reminds me of an anime I like

 No.13249

>>13248
what anime

 No.13250

>>13249
Speed Grapher
But only a bit

 No.13251

File:Arigatou.Speed.Grapher.03[….png (458.68 KB,720x480)

>>13250
>Speed Grapher
I watched this one and I think I may have forgotten a lot of it... but that does ring some bells.

 No.13252

>>13251
would be hella ironic if it were popular and made a lot of money.

 No.13253

File:Arigatou.Speed.Grapher.23.….jpg (48.72 KB,720x480)

Correct me if I'm wrong but uh did the main antagonist run an underground ring for corrupt rich people and government officials and then infect themall to go mad and gain powers so that they cause as much havoc as possible to destroy society?

 No.13255

>>13253
He collected all the money in the world then lit it on fire to avenge his family, destroying all existing wealth and forcing everyone to start from scratch

 No.13256

I don't remember the rest

 No.13257

>>13255
nice joker

 No.13258

File:201027-one-time-use-v-for-….jpg (1.81 MB,2100x1409)

More like an anti-hero V

 No.13259

File:b21f1e7f9f.png (184.57 KB,2222x1208)

>>13236
If you look at Price/Earnings ratios then you can begin to see a trend in more established companies where high P/E means that they've reached a peak in market cap that investors are willing to spend.

For the tech sector this P/E can be very high because they don't do much shareholder compensation and people have expectations of their P/E getting smaller as they earn more in future quarters.
NVDA's Foreward P/E is 44 while trailing is 113... So in the company itself is projecting profits that will cause the high PE to stabilize. Of course... this could or could not be the case depending on your interpretation of the data

 No.13264

File:2d13de2588.png (367.74 KB,3018x1280)

I took a large gamble by putting 40% of my funds into TD.
The higher it crosses this line the more money I make. Hoping to cross that line by about 5% putting my gains well ahead of the TSX.

People who picked BMO instead of TD seem to be doing extra well. BAC as well. TD is a bit of a lagard. But that has benefits of it's own with dividend reinvestment

 No.13266

Yeah, this seems to be going pretty well.

Compared against XIC which is a good benchmark for the TSX I was trailing by about a percentage and from the looks of things this gamble has put me at beating it by 0.01% and I'm still down on TD by about -3.2% and MFC by -1.5%.

NVIDIA helped keep me afloat until I switched out of it by providing me with an instant 10% gain on a 10% portion of my portfolio.

Well, this is all hypothetical. Never know what will happen when I wake up in 6 hours

 No.13277

File:4e2dbfdc3a.png (229.71 KB,2655x1070)

There is a case for tech stocks being in a kind of bad situation. Shopify, one of the big players in online retail, has been sucking for a long time now.

 No.13278

File:ea6ff276ac.png (236 KB,2729x991)

imagine actually diversifying

 No.13279

thoughts on etfs?

 No.13280

>>13279
As long as it's not ARKK

Good in bull markets, bad in bear markets. In my opinion.

>>13278
XIC is a total TSX ETF and GSPTSE is the TSX itself.
ZAG is a Canadian bond aggregate.
So you can see that for a 0.06% expense fee you get good performance in line with the success of the Canadian financial, retail, mining and energy markets. Right now only have the financial sector really doing well.

But the market is kind of sucking so what I've done is that I only have MFC 10%, TD 40% and GIC(Canadian garunteed 1yr bond) 50%.

Using this strategy I'm beating the TSX and XIC. I'll be passing the SPX if TD hits 82CAD. But I've considered not doing any self management and putting everything into XIC

Now... if you mean ETF like the managed ones that try to beat the market, I wouldn't touch those. Index ETF or self managed. Never investment brokers, never managed ETFs.

 No.13290

Bad anime

 No.13291

File:8c683dd7e0.png (304.33 KB,2682x1347)

Solid day. Industrial sector underperforming which is predictable while financial and tech are picking up steam.

 No.13292

File:C-1680101452717.png (15.17 KB,418x331)

Shopify is such garbage. I shouldn't even put it into my potential TSX items

 No.13293

File:82600eac4d.png (183.57 KB,2003x1129)

Thinking I'll put CSU instead of SHOP on my potential buys.

 No.13295

Not srue what 5 year credit swap is, but there's a table now of ranking some banks off of them
https://banksonthebrink.com/banks-highest-5-year-credit-default-swaps/

 No.13312





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